Assess income, expenses, and your ability to fund immediate needs and long-term goals.

Determine the appropriate amount and/or type of savings required in the event of income interruption, job loss, or an unexpected emergency.

Differentiate between "good" and "bad" debt. Develop a plan to help you become debt-free. 

Review existing coverage to ensure policy types and costs are sufficient and appropriate to your needs.

Estimate the cost of college and provide strategies for saving and financing an education. 

Calculate how much you need to retire comfortably and determine the best savings strategy.

Assess your wealth accumulation goals, risk tolerance, and time horizon. Build the best appropriate asset allocation strategy to achieve your investment goals.

Ensure your assets pass properly with minimal loss. This includes financial and medical power of attorney, guardian trust for parents and minors, review of beneficiary designations, and assistance with Executor duties of an estate.

Track and monitor goals and recommend adjustments as needed.